Mortgage rates are still historically low, but don't expect that to last forever. The Federal Reserve has been buying up Treasury Bonds and mortgage backed securities for years, providing a steady market for mortgages. But the Fed plans to stop that policy soon, and rates can't help but go up when that happens. If you've been thinking about a home in Sedona, and you plan to finance it, don't wait. We have just the home for you right now.